30 Jan '17, 10am

The Success of M-Pesa Within #Kenya Can Teach Us A Lot @Steemit #Tech

The Success of M-Pesa Within #Kenya Can Teach Us A Lot @Steemit #Tech

There is no better example of the true potential and advantages of digital payments than that of M-Pesa in Kenya. M-Pesa is a digital payment system which enables its users to send money through their mobile phones. Since its original launch in Kenya 3 and a half years ago, it has had tremendous success. Over 70% of the households in Kenya use M-Pesa, but over 50% of its users would be considered "extremely poor" and have had no prior access to any type of banking system. Although M-Pesa is run by a centralized provider and is not a cryptocurrency, it still proves just how beneficial mobile payments can be in the developing world. The biggest reason that M-Pesa has been so successful is due to the fact that the service is extremely liquid when compared to cryptocurrencies, and is still able to drastically lower the barrier to entry for even the poorest individuals. How doe...

Full article: https://steemit.com/bitcoin/@cryptofreedom/the-success-of...

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