27 Sep '15, 2am

Banks focus on Blockchain but reject Bitcoin - Tribune-Review

Banks focus on Blockchain but reject Bitcoin - Tribune-Review

The U.S. banking business is being challenged by unregulated virtual currencies, known as digital or cryptocurrencies. The largest and most well-known of these is Bitcoin, started in 2009. While banks evaluate Bitcoin's key software “Blockchain” for their own internal use, regulators are rushing to catch up with the high risks inherent in digital currencies. These currencies meet depositors' wishes for fast, low-cost money transfers, privacy and isolation from deposit seizure. The World Bank Conference in October 2014 reported 547 virtual currencies were in existence. The banking industry's drive for profitability has resulted in charging large spreads on currency conversions and deposit interest with bloated fees, inefficiencies and costly delays in money transfers. Conversely, virtual currencies do not require expensive middleman involvement. Depositors do not even h...

Full article: http://triblive.com/business/brownebusiness/9151769-74/cu...

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